{"id":2544,"date":"2024-03-18T21:32:33","date_gmt":"2024-03-18T21:32:33","guid":{"rendered":"http:\/\/afric-eco.com\/?p=2544"},"modified":"2024-03-18T21:32:38","modified_gmt":"2024-03-18T21:32:38","slug":"desengagement-croissant-des-banques-europeennes-en-afrique-le-cas-de-la-societe-generale-au-maroc","status":"publish","type":"post","link":"https:\/\/afric-eco.com\/?p=2544","title":{"rendered":"D\u00e9sengagement croissant des banques europ\u00e9ennes en Afrique : Le cas de la Soci\u00e9t\u00e9 g\u00e9n\u00e9rale au Maroc"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><strong>Le Maroc pourrait \u00eatre le prochain pays africain \u00e0 subir le d\u00e9sinvestissement d&rsquo;une banque europ\u00e9enne. En effet, des rumeurs persistantes sur la place financi\u00e8re marocaine depuis d\u00e9but mars indiquent que la Soci\u00e9t\u00e9 g\u00e9n\u00e9rale envisage de c\u00e9der sa filiale, la Soci\u00e9t\u00e9 g\u00e9n\u00e9rale Maroc, \u00e0 Moulay Hafid Elalamy, ancien ministre marocain de l&rsquo;industrie et patron du groupe d&rsquo;investissement Saham.<\/strong><\/p>\n\n\n\n<p>Si cette information se confirme, elle s&rsquo;inscrira dans un mouvement plus large de d\u00e9sengagement des banques fran\u00e7aises et europ\u00e9ennes du continent africain. Depuis l&rsquo;arriv\u00e9e de Slawomir Krupa \u00e0 la t\u00eate de la Soci\u00e9t\u00e9 g\u00e9n\u00e9rale en mai 2023, la banque a d\u00e9j\u00e0 annonc\u00e9 son retrait de six pays africains : Burkina Faso, Congo-Brazzaville, Guin\u00e9e \u00e9quatoriale, Mauritanie, Mozambique et Tchad.<\/p>\n\n\n\n<p>La Soci\u00e9t\u00e9 g\u00e9n\u00e9rale reste pour l&rsquo;instant bien positionn\u00e9e en Afrique de l&rsquo;Ouest (S\u00e9n\u00e9gal, C\u00f4te d&rsquo;Ivoire, Guin\u00e9e\u2026), mais elle a ouvert une r\u00e9flexion strat\u00e9gique sur l&rsquo;avenir de sa filiale en Tunisie.<\/p>\n\n\n\n<p>Plusieurs facteurs expliquent ce d\u00e9sinvestissement croissant des banques europ\u00e9ennes en Afrique. Parmi les plus importants, on peut citer :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Difficult\u00e9s \u00e0 trouver un mod\u00e8le \u00e9conomique rentable dans des \u00e9conomies africaines souvent informelles et peu bancaris\u00e9es.<\/li>\n\n\n\n<li>D\u00e9veloppement de la finance num\u00e9rique, qui repr\u00e9sente une nouvelle concurrence pour les banques traditionnelles.<\/li>\n\n\n\n<li>Risques politiques et s\u00e9curitaires \u00e9lev\u00e9s dans certains pays africains.<\/li>\n<\/ul>\n\n\n\n<p>Ce d\u00e9sengagement des banques europ\u00e9ennes est une source d&rsquo;inqui\u00e9tude pour les pays africains, qui ont besoin de financements pour soutenir leur d\u00e9veloppement \u00e9conomique. Il est important de trouver des solutions pour combler ce vide et permettre \u00e0 l&rsquo;Afrique de continuer \u00e0 se d\u00e9velopper.<\/p>\n\n\n\n<p>Quelques pistes de r\u00e9flexion :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Encourager le d\u00e9veloppement de la finance locale en Afrique.<\/li>\n\n\n\n<li>Mettre en place des politiques incitatives pour attirer les investisseurs \u00e9trangers.<\/li>\n\n\n\n<li>Am\u00e9liorer le climat des affaires en Afrique.<\/li>\n<\/ul>\n\n\n\n<p>Le d\u00e9sinvestissement des banques europ\u00e9ennes en Afrique est un d\u00e9fi majeur, mais il repr\u00e9sente aussi une opportunit\u00e9 pour le continent de prendre son destin en main et de d\u00e9velopper son propre syst\u00e8me financier.<br>Steve Loic TCHEUKO<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Maroc pourrait \u00eatre le prochain pays africain \u00e0 subir le d\u00e9sinvestissement d&rsquo;une banque europ\u00e9enne. En effet, des rumeurs persistantes<\/p>\n","protected":false},"author":1,"featured_media":2545,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[2],"tags":[],"class_list":["post-2544","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>D\u00e9sengagement croissant des banques europ\u00e9ennes en Afrique : Le cas de la Soci\u00e9t\u00e9 g\u00e9n\u00e9rale au Maroc - L&#039;\u00e9conomie en un clic...<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/afric-eco.com\/?p=2544\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"D\u00e9sengagement croissant des banques europ\u00e9ennes en Afrique : Le cas de la Soci\u00e9t\u00e9 g\u00e9n\u00e9rale au Maroc - L&#039;\u00e9conomie en un clic...\" \/>\n<meta property=\"og:description\" content=\"Le Maroc pourrait \u00eatre le prochain pays africain \u00e0 subir le d\u00e9sinvestissement d&rsquo;une banque europ\u00e9enne. 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